Leasing: an effective solution
A financing solution that lets you use an asset without buying it immediately, with a purchase option at the end of the contract.
What is leasing?
It is a financing solution that lets you use an asset (machine, vehicle, IT equipment…) without buying it immediately. You rent it with a purchase option at the end of the contract.
How does it work?
You choose the equipment you need. The leasing company buys it for you. You rent it over a defined period (24, 36, 60 months…). At the end, you can buy it at a residual price, return it or replace it.
What are the benefits for your company?
- No need to mobilise all your cash
- Budget convenience: fixed, predictable rents
- Flexibility: you adapt your equipment to your needs
- Tax advantage: rents are often deductible
Who is leasing for?
- SMEs and growing startups
- NGOs and institutions wishing to limit debt
- Companies in a modernisation or expansion phase
- Project owners in agribusiness, transport, tech, etc.
Good to know
The asset does not appear on the balance sheet (depending on the accounting method used), which can improve your financial ratios. But beware: the purchase option must be carefully negotiated from the outset. At FAM advisory, we support our clients in choosing and negotiating suitable financing solutions.
